Bank Insurance Fund

Views Updated: Dec 15, 2025

Abbreviation

BIF

Pronunciation

/bæŋk ˌɪnˈʃʊrəns fənd/

Answer : the origin of endowment insurance fund includes the endowment insurance cost of unit and insurant pay; the bank deposit accrual of endowment insurance fund; fund income; fine for delaying payment; local finance allocates funds; the society is donated; other income.
The failure of Paramount Bank is expected to cost the deposit insurance fund $ 90.2 million;
Along with bank rate ceaseless over the price these years, insurance fund profit rate is declined year after year : 4.3 % in 2001, 3.14 % in 2002.Fund balance that insurance company can exercise last year is?
The growing bank failures have sapped billions of dollars out of the deposit insurance fund.
Under the explicit deposit insurance system, commercial bank's loss is actually paid by bank's shareholders and deposit insurance companies. Loss provision, risk capital and deposit insurance fund are three cushions against the commercial banks ' risk.

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